^Chime SpotMe is really an optional, no charge company that requires an individual deposit of $200 or more in qualifying direct deposits into the Chime Checking Account on a monthly basis. All qualifying members will probably be allowed to overdraw their account as much as $twenty on debit card purchases and cash withdrawals to begin with, but may be later on qualified for a greater limit of as many as $200 or even more dependant on member’s Chime Account history, immediate deposit frequency and quantity, shelling out activity and various threat-centered elements.
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As a substitute, it lets you overdraft your Chime checking account by utilizing the SpotMe attribute. To employ SpotMe, you must have at least $two hundred in qualifying deposits to your Chime account every month.
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